Blog
Is Your Cannabis Business Actually Uninsurable?
Even thriving cannabis businesses get dropped by insurers, often without warning. Behind every denied claim or canceled policy lies a handful of silent red flags that most operators never see coming. Discover the five red flags carriers look for, and how to make your cannabis business one they want to insure.
The Cannabis Insurance Challenge: Why High Premiums Leave Operators Underinsured
The cannabis industry is expanding rapidly across the U.S., but one of its most persistent challenges isn’t licensing, banking, or even compliance. It’s insurance. This quiet struggle has become one of the industry’s biggest risks and it’s time we talk about it.
Breaking the Funding Barrier: Smarter Financing for Cannabis Operators
Access to capital remains the cannabis industry’s greatest barrier.
70% of operators are denied traditional financing, not because of weak fundamentals, but because of regulatory stigma. The solution isn’t just finding money, it’s securing the right capital structure to fuel long-term growth.
Choosing the Right Partners in Cannabis: Why Operators Can’t Afford Trial and Error
Strict regulations, shifting compliance rules, and ongoing stigma mean many mainstream service providers either won’t work with cannabis businesses, or they lack the expertise to keep operators protected. The result? Too many cannabis operators are left learning through trial and error. And in this industry, the wrong partnership isn’t just frustrating, it’s expensive.
Securing Cannabis Profits: Smarter Strategies for Cash Handling
The cannabis industry in the U.S. is thriving. Cultivators, manufacturers, distributors and dispensaries are fueling local economies and creating thousands of jobs. But while sales continue to grow, one thing hasn’t caught up: how cannabis businesses handle cash.
Protecting People, Preserving Profits: A Guide to Workers’ Compensation in Cannabis
For cannabis businesses, workers’ comp isn’t just a legal requirement. It’s a lifeline. Workplace injuries are costly, and in an industry already under heavy compliance pressure, one claim can throw your business off track.
Commercial Auto Insurance for Cannabis Businesses: 7 Risks You Can’t Ignore
Here are the 7 major commercial auto headaches cannabis operators face and how specialized coverage helps solve them.
Active Shooter Insurance Coverage: Protecting Businesses from the Unthinkable
While security measures and staff training are vital, there’s another layer of protection many business owners overlook: Active Shooter Insurance Coverage.
This specialized form of commercial insurance helps businesses recover financially, operationally, and reputationally after an incident ensuring that employees, customers, and owners have the resources they need in the aftermath.
Why Now Is the Time to Reevaluate Your U.S. Vacation Home Insurance
If you own a second home in the U.S., especially in states like Florida or Arizona, there’s never been a better time to review your insurance coverage.
How to Review Your Home Insurance Policy Like a Pro Before Renewal Season
Renewing your home insurance soon? Don’t just auto-renew without reading the fine print, especially in 2025, when rebuild costs are soaring and extreme weather is becoming the norm. Here’s how to confidently review your policy, without needing to be an expert.
Builder’s Risk Insurance for Fix and Flip Investors: Why It’s Non-Negotiable
In the world of real estate investing, the biggest risks often come after the purchase but before the sale. For fix and flip investors, it’s easy to focus on acquisition costs, renovation timelines, and resale value, but one overlooked factor can derail the entire project: insurance during construction.
This is where Builder’s Risk Insurance becomes essential.
Why Every Business Needs Employment Practices Liability Insurance (EPLI)
In today’s workplace, no business is immune to employee lawsuits. Claims of wrongful termination, harassment, discrimination, retaliation, and more can hit companies of every size and industry, often when they least expect it. Learn more.
Why the Best Estate Plans Fail Without Life Insurance
When you’ve spent years building a reputation as a trusted attorney, there’s nothing more devastating than seeing your clients’ carefully planned estates unravel. I’ve worked wit families and legal professionals across New York, and the single most overlooked element in estate planning is a strategic life insurance solution.
2025 Hurricane Season Forecast Is In - Is Your Insurance Ready?
With the National Oceanic and Atmospheric Administration (NOAA) forecasting a 60% chance of an above-normal hurricane season, the message is clear: now is the time to review your insurance coverage.
The Overlooked Risks in Commercial Insurance
From cyber threats to employee lawsuits, 2025 has introduced a range of new exposures. And the truth is: most businesses won’t know they’re underinsured until after the damage is done.
Let’s break down five commonly overlooked commercial insurance risks—and why they matter now more than ever.
What You Might Be Missing in Your Commercial Auto Insurance Policy
If you own a business vehicle or a fleet, you probably already have commercial auto insurance. But is your coverage actually sufficient for the risks your business faces? Here’s what smart business owners need to understand.
CBD Businesses Face Real Risk in 2025—Here’s How Insurance Can Help
CBD is no longer fringe. It's in skincare, supplements, pet treats—and it’s a booming part of the U.S. wellness market. But while CBD may be legal at the federal level, it still lives in a legal gray area that can cost business owners dearly. From FDA crackdowns to product liability lawsuits, the risks are growing—and many entrepreneurs are unprepared.
4 Smart Ways to Lower Your Commercial Property Insurance Without Cutting Coverage
If your property insurance premium jumped this year, you’re not alone. But before you settle for it or worse, cut your coverage—there are smarter ways to protect your property and your bottom line.
What Injuries Qualify for Workers’ Compensation?
Fortunately, workers’ compensation exists to provide support for employees who are hurt or become ill as a result of their job. This article explores the most common work-related injuries, how they're categorized, and which types receive the highest compensation.
Navigating the 2025 Changes in California's Homeowners Insurance Market
California's homeowners insurance market is undergoing unprecedented transformation in 2025. As wildfire risks intensify and regulatory frameworks shift, insurance carriers are recalibrating their risk assessment models and coverage parameters. For property owners, understanding these developments is essential for protecting what is typically their largest financial asset.
Looking for quick financing solutions?
Explore HMMB Funder for seamless and efficient lending options tailored for both real estate and business owners.