If you own a business vehicle or a fleet, you probably already have commercial auto insurance. But is your coverage actually sufficient for the risks your business faces? Here’s what smart business owners need to understand.

CBD is no longer fringe. It's in skincare, supplements, pet treats—and it’s a booming part of the U.S. wellness market. But while CBD may be legal at the federal level, it still lives in a legal gray area that can cost business owners dearly. From FDA crackdowns to product liability lawsuits, the risks are growing—and many entrepreneurs are unprepared.

If your property insurance premium jumped this year, you’re not alone. But before you settle for it or worse, cut your coverage—there are smarter ways to protect your property and your bottom line.

Fortunately, workers’ compensation exists to provide support for employees who are hurt or become ill as a result of their job. This article explores the most common work-related injuries, how they're categorized, and which types receive the highest compensation.

California's homeowners insurance market is undergoing unprecedented transformation in 2025. As wildfire risks intensify and regulatory frameworks shift, insurance carriers are recalibrating their risk assessment models and coverage parameters. For property owners, understanding these developments is essential for protecting what is typically their largest financial asset.

Hurricane season in Florida is no longer just a weather event — it’s a financial risk. With climate change intensifying storm activity and rising insurance premiums, homeowners across the state are facing a critical question:

Is your insurance policy actually enough to protect you when disaster strikes?

Whether you're nearing retirement, planning ahead, or simply looking for safer ways to grow your money, fixed annuities are gaining traction as a guaranteed income solution that’s both practical and tax-smart.

Think life insurance is too expensive or only for later in life? You’re not alone — but the truth may surprise you. In this post, we break down what life insurance really costs, why starting young can be a game-changer, and how it fits into a smart financial plan.

From your insurance policies to your emergency savings, inflation is silently reducing your security if you’re not adjusting. Here’s how to understand the trend—and protect yourself in 2025.

In this guide, we’ll walk you through everything you need to know about professional liability insurance, why it’s essential, what it covers, what it doesn’t, and how to decide if it’s right for your business.

Life insurance is often viewed as a safety net—a way to protect your loved ones financially in the event of your passing. But what many people don’t realize is that life insurance can also play a strategic role in retirement planning. Let’s explore how life insurance, when used correctly, can help fill that gap and support a more stable and flexible retirement.

The cannabis industry is booming, but with growth comes workplace risks. Many businesses overlook a key safeguard—workers' compensation insurance. Without it, they face financial losses, legal issues, and compliance risks. Here’s what makes it different for cannabis businesses.

Most people assume their insurance will cover them in a crisis—until they find out the hard way that it doesn’t. From water damage to business interruptions, many policies have unexpected gaps that could leave you paying out of pocket. In this article, we break down seven common property insurance myths and what you can do to ensure you're actually protected.

If your business involves cultivation, distribution, or retail, chances are you rely on vehicles to move products between locations. But here’s the thing—if you don’t have proper commercial auto insurance, a single accident could cost you hundreds of thousands of dollars in damages, legal fees, and lost inventory. So, let’s break it down: Why is commercial auto insurance essential for cannabis businesses? And what happens if you don’t have it?

New York law requires businesses to carry commercial auto coverage, ensuring financial protection and compliance with state regulations. This guide will help you understand the importance of commercial auto insurance in New York, who needs it, what it covers, and how to get the right policy for your business.

The cannabis industry is entering a pivotal phase. With projections placing global market growth at nearly $150 billion by 2031, new legal markets opening in Pennsylvania and Hawaii, and a potential rescheduling of cannabis at the federal level, opportunities abound. But alongside these exciting shifts, dispensaries face pressing challenges—compliance complexities, licensing struggles, financial barriers, and rising competition—that could make or break businesses in 2025.

Life insurance provides financial security, but understanding its costs can be challenging. Premiums are primarily influenced by age, health, lifestyle, and the type of policy chosen. This guide breaks down average costs, how premiums are calculated, and the key differences between term and permanent life insurance. Learn why securing a policy early can save you money and how to choose the best coverage for your needs.

Running a business is full of ups and downs. As an entrepreneur, you're driven to innovate, build your brand, and scale your company to new heights. However, one crucial aspect of business planning is often overlooked: life insurance. In this post, we'll dive into why life insurance should be an integral part of every entrepreneur's business plan, from securing your family’s future to ensuring your business stays on track.

Workers’ compensation is designed to help employees recover without the financial burden of medical expenses and lost wages. Here’s what you should know if you find yourself in this situation.

Home insurance is an essential safety net, but many homeowners risk being underinsured without realizing it. It's crucial to regularly evaluate your coverage to ensure it’s enough to fully protect your home and belongings in the event of a disaster. Here’s a guide to help you determine the right amount of home insurance.