Blog

Joel Goldman Joel Goldman

Choosing the Right Partners in Cannabis: Why Operators Can’t Afford Trial and Error

Strict regulations, shifting compliance rules, and ongoing stigma mean many mainstream service providers either won’t work with cannabis businesses, or they lack the expertise to keep operators protected. The result? Too many cannabis operators are left learning through trial and error. And in this industry, the wrong partnership isn’t just frustrating,  it’s expensive.

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Joel Goldman Joel Goldman

Securing Cannabis Profits: Smarter Strategies for Cash Handling

The cannabis industry in the U.S. is thriving. Cultivators, manufacturers, distributors and dispensaries are fueling local economies and creating thousands of jobs. But while sales continue to grow, one thing hasn’t caught up: how cannabis businesses handle cash.

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Joel Goldman Joel Goldman

Active Shooter Insurance Coverage: Protecting Businesses from the Unthinkable

While security measures and staff training are vital, there’s another layer of protection many business owners overlook: Active Shooter Insurance Coverage.

This specialized form of commercial insurance helps businesses recover financially, operationally, and reputationally after an incident ensuring that employees, customers, and owners have the resources they need in the aftermath.

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Rav Singh Rav Singh

Builder’s Risk Insurance for Fix and Flip Investors: Why It’s Non-Negotiable

In the world of real estate investing, the biggest risks often come after the purchase but before the sale. For fix and flip investors, it’s easy to focus on acquisition costs, renovation timelines, and resale value, but one overlooked factor can derail the entire project: insurance during construction.

This is where Builder’s Risk Insurance becomes essential.

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Joel Goldman Joel Goldman

Why the Best Estate Plans Fail Without Life Insurance

When you’ve spent years building a reputation as a trusted attorney, there’s nothing more devastating than seeing your clients’ carefully planned estates unravel. I’ve worked wit families and legal professionals across New York, and the single most overlooked element in estate planning is a strategic life insurance solution.

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Joel Goldman Joel Goldman

The Overlooked Risks in Commercial Insurance

From cyber threats to employee lawsuits, 2025 has introduced a range of new exposures. And the truth is: most businesses won’t know they’re underinsured until after the damage is done.

Let’s break down five commonly overlooked commercial insurance risks—and why they matter now more than ever.

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Joel Goldman Joel Goldman

CBD Businesses Face Real Risk in 2025—Here’s How Insurance Can Help

CBD is no longer fringe. It's in skincare, supplements, pet treats—and it’s a booming part of the U.S. wellness market. But while CBD may be legal at the federal level, it still lives in a legal gray area that can cost business owners dearly. From FDA crackdowns to product liability lawsuits, the risks are growing—and many entrepreneurs are unprepared.

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Joel Goldman Joel Goldman

What Injuries Qualify for Workers’ Compensation?

Fortunately, workers’ compensation exists to provide support for employees who are hurt or become ill as a result of their job. This article explores the most common work-related injuries, how they're categorized, and which types receive the highest compensation.

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Joel Goldman Joel Goldman

Navigating the 2025 Changes in California's Homeowners Insurance Market

California's homeowners insurance market is undergoing unprecedented transformation in 2025. As wildfire risks intensify and regulatory frameworks shift, insurance carriers are recalibrating their risk assessment models and coverage parameters. For property owners, understanding these developments is essential for protecting what is typically their largest financial asset.

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Joel Goldman Joel Goldman

Is Your Florida Home Really Covered This Hurricane Season?

Hurricane season in Florida is no longer just a weather event — it’s a financial risk. With climate change intensifying storm activity and rising insurance premiums, homeowners across the state are facing a critical question:

Is your insurance policy actually enough to protect you when disaster strikes?

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